Terms & Conditions

Last updated: March 2026

1. About Strive Financial

Strive Financial Pty Ltd provides business and investment loan products secured against real property. Our loans are provided exclusively for business and investment purposes to companies and trusts with company trustees.

Strive Financial does not provide consumer credit. Our lending activities are exempt from the National Consumer Credit Protection Act 2009 (NCCP Act) as we only provide credit for business or investment purposes, not for personal, domestic, or household purposes.

2. Eligibility

To be eligible for a Strive Financial loan, the borrowing entity must be:

  • An Australian company (Pty Ltd); or
  • An Australian trust with a company as trustee (Pty Ltd trustee)

We do not provide loans to sole traders, partnerships, or trusts with individual trustees. The loan must be for a genuine business or investment purpose.

3. Indicative Approvals

Any indicative approval, in-principle assessment, or pre-approval provided through our website or application form is not a binding offer of finance. Indicative approvals are based on the unverified information you provide and are subject to:

  • Verification of all information provided
  • Satisfactory desktop or formal property valuation
  • Review of title searches and encumbrances
  • Final credit assessment and approval by our lending committee
  • Execution of formal loan documentation

Strive Financial reserves the right to decline any application at any stage of the assessment process.

4. Loan Products

Strive Financial offers the following loan products, each subject to specific terms, conditions, and eligibility criteria:

  • Business Bridging Loans: Short-term loans from $15,000 to $2,000,000 for terms of 1–12 months
  • Medium-Term Business Loans: Loans from $50,000 to $250,000 for terms of 1–3 years
  • Long-Term Business Loans: Loans from $250,000 to $2,500,000 for terms of 1–5 years

All loans are secured by registered mortgage over real property. Interest rates, fees, and specific terms are provided in formal loan offers and documentation.

5. Security Requirements

All Strive Financial loans require security in the form of a registered mortgage (first or second) over Australian real property. The type and value of security required will depend on the loan amount, loan-to-value ratio (LVR) requirements, and property type.

6. Fees and Charges

There are no application fees or upfront costs to apply for a Strive Financial loan. Fees that may apply include establishment fees, legal fees, valuation fees, and other charges which will be disclosed in your formal loan offer prior to acceptance.

7. Website Use

The content on this website is provided for general information purposes only. While we make reasonable efforts to ensure the information is accurate and up to date, we do not guarantee its completeness or accuracy. The information on this website does not constitute financial advice, legal advice, or a recommendation to enter into any financial product.

8. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Strive Financial Pty Ltd and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, or use our content without our prior written consent.

9. Limitation of Liability

To the maximum extent permitted by law, Strive Financial excludes all liability for any loss or damage arising from the use of this website, reliance on any information provided, or in connection with any loan application or loan product.

10. Governing Law

These Terms & Conditions are governed by the laws of Queensland, Australia. You agree to submit to the exclusive jurisdiction of the courts of Queensland.

11. Contact

For questions about these terms, please contact us: