At a Glance
Loan Amount
$25K – $2M
Term
1–24 months
Min Term
None
Rate
2.99%/mo
Security
PPSR and/or mortgage
Funding
24 hours
Financials
Not required
Credit Checks
Not required
Key Features
No Minimum Term
Repay any time without penalty. No lock-in period means you only pay for the time you use the funds.
No Financials Required
No tax returns, no BAS, no P&L statements. We assess your application on the merits of the deal and the security provided.
No Credit Checks
Your credit history won't affect your ability to secure a line of credit with Strive.
PPSR and/or Mortgage Security
Secured via PPSR registration and/or mortgage over residential, commercial, or industrial property across Australia.
In-House Solicitors
Our own solicitors prepare all loan documentation in-house. No external law firms, no third-party delays.
No Upfront Fees
You don't pay until you're funded. No application fees, no assessment fees, no hidden costs.
How It Works
Our streamlined process gets you from application to funding as fast as possible.
Apply
We don't require financials, tax returns or credit checks. You'll provide basic business and entity information, details about the security property, and your proposed payout strategy.
Security
Secured via PPSR registration and mortgage over real property — residential, commercial, or industrial. Valuations are not usually required, which helps speed up the process.
Assessment & Approval
Our lending committee reviews your application and provides a decision quickly. We look at the deal structure, security quality, and purpose — not your credit score.
Funding
Once loan documentation is signed, we aim to have funds in your account within the hour. Our in-house solicitors are registered with PEXA that enables us to lodge security as soon as documentation is signed.
Common Use Cases
A line of credit is ideal when you need maximum flexibility and fast access to funds.
Property Settlement
Bridge the gap when you need to settle a property purchase before your existing property sells or bank finance comes through.
Auction Purchase
Secure auction purchases with fast funding. When you need to settle in days, not weeks.
Cash Flow Gap
Bridge cash flow gaps caused by delayed receivables, seasonal fluctuations, or timing mismatches.
Tax Debt
Resolve ATO debt quickly before penalties escalate while you arrange longer-term finance.
Development Funding Gap
Cover short-term funding gaps in development projects while waiting for pre-sales to settle.
Supplier Payments
Pay suppliers on time to maintain trade terms and take advantage of early-payment discounts.
Eligibility
Our line of credit requirements are straightforward.
- Australian company or trust (with corporate trustee)
Borrower must be an Australian registered company or trust with a corporate trustee.
- Real property available as security
Residential, commercial, or industrial property located in Australia.
- Clear payout strategy
A defined plan for repaying the loan — such as property sale, refinance, or incoming funds.
- 1-day-old companies considered
Frequently Asked Questions
Strive Financial provides business and investment loans only. We do not provide consumer credit regulated under the National Consumer Credit Protection Act 2009. All loan approvals are indicative and subject to verification, valuation, and final credit assessment.
Ready to Get Started?
Fast, reliable business and investment loans — when timing matters.