At a Glance
Loan Amount
$50K – $2M
Term
3–24 months
Min Term
3 months
Rate
from 1.99%/mo
Security
Mortgage
Funding
24 hours
Financials
Not required
Credit Checks
Not required
Key Features
Rates from 1.99%/mo
Commit to a minimum term and enjoy a lower interest rate compared to our line of credit product. The longer your commitment, the lower the rate.
No Financials Required
No tax returns, no BAS, no P&L statements. We assess your application on the deal and the security provided.
24 Hour Funding
Once approved and signed, we aim to have funds in your account within 24 hours. Our in-house legal team makes this possible.
No Credit Checks
Your credit history won't affect your ability to secure a term loan with Strive.
Mortgage Security
Secured by first or second mortgage over residential, commercial, or industrial property across Australia.
No Upfront Fees
You don't pay until you're funded. No application fees, no assessment fees, no hidden costs.
How It Works
From application to funding in as little as 24 hours.
Apply
Provide basic business information, security property details, and your payout strategy. No financials, no lengthy application packs.
Security
Secured by first or second mortgage over real property — residential, commercial, or industrial. Valuations are not usually required.
Assessment & Approval
Our lending committee reviews your application quickly. We look at the deal structure, security quality, and purpose — not your credit score.
Funding
Once loan documentation is signed, we aim to have funds in your account within the hour. Our in-house solicitors are registered with PEXA that enables us to lodge security as soon as documentation is signed.
Common Use Cases
Term loans provide fast capital when you know you'll need funds for at least 3 months.
Property Purchase
Secure investment or commercial property while arranging longer-term finance.
Working Capital
Inject capital to cover operational expenses, hire staff, or take advantage of growth opportunities.
Business Acquisition
Acquire a business, buy out a partner, or fund a management buyout without months of bank delays.
Plant & Equipment
Purchase machinery, vehicles, or specialist equipment to expand your operations.
Debt Refinancing
Consolidate or refinance existing debts to simplify your financial structure.
Development Costs
Fund development approvals, council fees, and planning costs while waiting for construction finance.
Eligibility
- Australian company or trust (with corporate trustee)
Borrower must be an Australian registered company or trust with a corporate trustee.
- Real property available as security
Residential, commercial, or industrial property located in Australia.
- 3-month minimum term commitment
In exchange for a lower rate, you commit to a minimum 3-month term.
- Clear purpose of funds
A defined plan for how the loan proceeds will be used in your business.
Frequently Asked Questions
Strive Financial provides business and investment loans only. We do not provide consumer credit regulated under the National Consumer Credit Protection Act 2009. All loan approvals are indicative and subject to verification, valuation, and final credit assessment.
Ready to Get Started?
Fast, reliable business and investment loans — when timing matters.